1. Agreement to Terms

By accessing or using Finstruct's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

2. Services Description

Finstruct provides boutique advisory and outsourced back-office services specializing in:

• Payments infrastructure development and optimization
• Compliance and risk management consulting
• Back-office operations and workflow automation
• Strategic advisory for fintech growth and expansion

Our services are provided on a consultancy basis and may include implementation support, ongoing advisory, and operational outsourcing arrangements.

3. Client Responsibilities

Clients engaging with Finstruct agree to:

• Provide accurate and complete information necessary for service delivery
• Maintain appropriate regulatory licenses and permissions for their business operations
• Comply with all applicable laws and regulations in their jurisdiction
• Cooperate in good faith during the engagement period
• Pay fees according to agreed terms and schedules

4. Confidentiality and Data Protection

Finstruct maintains strict confidentiality regarding all client information and business data. We implement industry-standard security measures to protect sensitive information. Both parties agree to maintain confidentiality of proprietary information shared during the engagement.

We process personal data in accordance with applicable data protection laws including GDPR. Clients retain ownership of their data, and we process it solely for service delivery purposes.

5. Limitation of Liability

Finstruct provides advisory and consulting services based on industry best practices and regulatory knowledge current at the time of engagement. While we maintain high professional standards:

• Our services are advisory in nature and clients remain responsible for their business decisions
• We cannot guarantee specific business outcomes or regulatory approval results
• Our liability is limited to the fees paid for the specific services in question
• We exclude liability for indirect, consequential, or special damages

6. Intellectual Property

Finstruct retains ownership of our proprietary methodologies, frameworks, and general industry knowledge. Work products specifically created for clients become client property upon full payment. Both parties respect each other's intellectual property rights.

7. Payment Terms

Payment terms are specified in individual service agreements. Generally:

• Fees are due according to agreed milestone or monthly schedules
• Late payments may incur additional charges
• Services may be suspended for non-payment after written notice
• All fees are exclusive of applicable taxes

8. Termination

Either party may terminate the engagement with written notice as specified in the service agreement. Upon termination:

• All outstanding fees become immediately due
• Confidentiality obligations continue indefinitely
• Work completed to the termination date will be delivered
• Both parties will return confidential materials

9. Regulatory Compliance

Finstruct operates across multiple jurisdictions including the UK, UAE, Cyprus, and India. We maintain appropriate registrations and comply with local regulations in our operating territories. Clients remain responsible for compliance in their own jurisdictions.

10. Governing Law

These terms are governed by English law, and any disputes will be subject to the jurisdiction of English courts, unless otherwise specified in individual service agreements.

11. Changes to Terms

Finstruct reserves the right to modify these terms at any time. Updated terms will be posted on our website with the revision date. Continued use of our services constitutes acceptance of modified terms.

12. Contact Information

For questions about these Terms of Service or to discuss specific engagement terms, please contact our team. We're available to clarify any aspects of our service terms and discuss how they apply to your specific requirements.